Selling a Huntsville Alabama home in the dead of winter might seem ill-advised, particularly considering the state of the economy, but some experts think that making the decision to wait until spring to list the property could be a mistake.
Government incentives will likely have a big impact in 2010, with many buyers determined to sign [...]

Debate continues to rage within the residential mortgage market over the boogeyman known as the “shadow inventory”. Is it coming? If so, when? And how bad can it really be?
The argument centers on the possibility that recent gains in home sales and valuations could quickly be eroded by a flood of new bank-owned homes – [...]

Interest rates are likely to rise to 6 percent by the end of 2010, predicted Amy Crews Cutts, deputy chief economist at Freddie Mac.
The end of the Federal Reserve program that buys mortgage-backed securities will drive rates higher because private buyers will demand more return than the Fed.
“Extraordinary resources have been put into keeping the [...]

The housing crash is about to come back with a vengeance, as 7 million new foreclosure properties are about to hit the market, analysts at Amherst Securities Group LP said this week.
The New York-based mortgage-bond analysts called that number – which is about five-and-a-half times larger than 2005’s national tally of delinquencies and foreclosures – [...]

Huntsville, Ala.
You should probably leave the rocket scientist jokes at home when visiting Huntsville, Ala. The chances are good (1 in 12, in fact) you’ll meet one here. In a state beset with educational challenges, this mid-size city (pop. 396,000) is an anomaly, a figurative brain soup where intellectual capital is a commodity and innovation [...]

As the government looks to further stimulate the housing market in the face of a steadily rising national inventory of HUD foreclosures, huge savings are being realized on Huntsville and North Alabama properties, according to Annapolis, Maryland-based Heavy Hammer, Inc.
The online networking and consulting company cited a recent study showing government foreclosures are routinely underpriced [...]

2. Huntsville, Ala.
Q1 2010 annualized job growth: 2.6%
Q3 2009 annualized job growth: -2%
First quarter of recovery: Q4 2009
Unemployment rate: 8%
Median household income: $51,798
Huntsville’s strong economy is likely to get stronger. Builders are busy putting up new apartments and houses to accommodate hundreds of families moving into the area as part of the Base Realignment & [...]

By Stephanie Armour, USA TODAY
A second wave of foreclosures is poised to hit the Huntsville and North Alabama housing market, potentially undermining housing recovery efforts as more homes add to the glut of inventory and drive down prices.
These homes largely represent loans that are delinquent but have not yet resulted in foreclosure sales.
About 7 million [...]

As many Huntsville AL exotic adjustable rate mortgages (ARMs) are set to recast in 2010, the Consumer Mortgage Audit Center (CMAC) is projecting a mortgage crisis in 2010 as large as the subprime.

“We’ve spoken to Florida attorneys who sit at the forefront of the U.S. foreclosure crisis and have learned that 53 percent expect recasting [...]

Many people would agree that the best place to raise a child has some combination of these characteristics – safe neighborhoods, fun activities, and good schools.
U.S. News & World Report ran 2,000 communities through its database and concluded that these cities, which also offer low crime and lots of green space, are the best [...]